Mold Assessment Technician Practice Exam

What type of insurance is required under TDLR mold regulations for those performing mold-related work?

1. Homeowners insurance

2. Worker's compensation insurance

3. General liability insurance

4. Health insurance

The correct answer is: General liability insurance

General liability insurance is necessary under TDLR mold regulations for individuals performing mold-related work. This type of insurance provides coverage for claims related to bodily injury and property damage that may occur during the course of performing services. It is crucial for mold assessors and remediators because they often work in environments where exposure to mold can affect both the workers and the property owners or clients. In the event of an accident, such as damaging a property while conducting mold assessments or if a client claims health issues resulting from improper work, general liability insurance protects professionals from financial loss and legal liability. This requirement ensures that workers in the mold assessment industry can operate safely and responsibly, holding them accountable for their actions while providing a level of protection to clients.